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Shuford Federal Credit Union
People Helping People

Rates

Lending Alternatives

Vehicle Rates Fixed Rate Maximum Term
New and Current Model 3.75% - 11.25% Up to 48 Months
4.00% - 12.50% 49-60 Months
4.50% - 13.99% 61-72 Months
4.99% - 14.25% 73+ Months*
Used 4.25% - 11.75% Up to 48 Months
4.50% - 13.25% 49-60 Months
5.25% - 14.99% 61- 72 Months
5.75% - 15.49% 73+ Months*
Steal the Car (rates as low as 3.49%)    

* Over 73 months requires management approval.


Other Fixed Rate Maximum Term
Unsecured Lines of Credit 8.75% - 15.99% N/A
VISA Credit Card 9.99% - 15.99% N/A
Recreational Vehicles 7.99% - 14.99% Max. term is 180 months
Share Secured 3.15% - 4.00% N/A
5 Year ARM
No mortgage insurance required (PMI)
6.50% or 8.50% then var. Mobile Homes
7.99% - 14.99%
Interest Only Home Equity 8.00% - 14.25% N/A
H/E Line of Credit 4.75% - 11.50% variable N/A
Fixed H/E 4.49% - 10.99% fixed N/A

** All Mortgages have a 1.00% origination unless otherwise noted **

*All savings and loan rates subject to change
*Contact the Credit Union for current rates

Member Savings Options

Shares 0.15%
Shursave (Money Market)  
($500.00 - $24,999.99) 0.30%
($25,000.00 and up) 0.40%
Superior Checking* 0.25%
IRAs 1.25%

* Provided you maintain an average daily balance of $500.00.

(Rates are Annual Percentage Yield. All rates are subject to change quarterly. Rates are declared during the third month of each quarter for that quarter.)

CD Rates

6 mo. .50%
12 mo. 1.00%
24 mo. 1.25%
36 mo. 1.75%
60 mo. 2.00%

All rates are subject to change at any time and without notice


Equifax Data Breach Equifax Credit Reporting Agency experienced a data breach earlier this year. Please note that the breach was at Equifax and not Shuford Federal Credit Union. Shuford Federal Credit Union has fraud prevention systems that monitor your accounts for suspicious activity. IF we detect suspicious activity we will notify you; therefore it is important that Shuford Federal Credit Union always has your current contact information. Shuford Federal Credit Union encourages you to verify your contact information, monitor your account and statements closely. IF you have any questions concerning a transaction please contact us. Shuford Federal Credit Union contact information Office Phone Number: 828-568-1234 VISA Debit Card (fraud department) 877-230-3179 VISA Debit Card Dispute a charge number: 1-800-808-6402 VISA CREDIT CARD (fraud department) 1-800-374-6975 VISA CREDIT CARD LOST or STOLEN 1-800-325-3678
National Credit Union Administration