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The following ATM locations are FREE to all our members

Shuford CU

CashPoints® ATM

Shuford Credit Union Hickory Branch
882 16th Street NE, Hickory, NC 28601

Shuford Credit Union Granite Falls Branch
12 Falls Ave, Granite Falls, NC 28630

(Employee Access Only)
Shurtape Administration Office
Shurtape Highland Plant
Shurtape Stony Point Plant
Shurtape Dist. Center Plant
Shurtape Hudson Plant
Classic Leather Furniture Plant
Vanguard Furniture Plant (2 Machines)
Convergys Call Center



Hickory Phone Number   828-568-1234
Hickory Fax Number   828-568-1235
Granite Location   828-568-1234  ext.225

Don't be Scammed!
This is a heads up for everyone regarding the latest in Visa fraud. Royal Bank received this communication about the newest scam. This is happening in the Midwest right now and moving across the country.

This one is pretty slick, since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself.

The scam works like this:
Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?' When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching, and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address). Is that correct?' You say 'yes'.

The caller continues - 'I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works- The caller then says, 'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?'

After you say no, the caller then thanks you and states, 'Don't hesitate to call back if you do', and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. We were glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card. We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. *What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them.*Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.

The real VISA told us that they will never ask for anything on the card, as they already know the information, since they issued the card! If you give the Scammer your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. It appears that this is a very active scam, and evidently quite successful.

Ticket Sales

Carolina Movie Theater
8 admissions
Carmike Movie Theater
Biltmore House
Good for: 4 Adults / 4 Children
The Credit Union carries Biltmore Vouchers not tickets.
*Vouchers allow you to get a discount
on admission at the gate.
*1 Voucher is good for 4 Adults and 4 Children.
Carowinds Theme Park
Opens March 29, 2014
Carowinds Tickets
$40.00 each
Emerald Pointe Wet 'n Wild Water Park
Click here for more information.
Tweetsie Railroad
Adults: $33.00 (13+)
Children: $20.00 (3-12)
Visit for hours and dates.



Shuford Federal Credit Union Scholarship
Members are the heart of SFCU and are the only reason the SFCU exists.

A personal invitation...
Individuals desiring an education deserve an opportunity to seek funds to fulfill that dream. The Shuford Federal Credit Union (SFCU) is committed to provide an opportunity for a deserving member, sponsor group employee, or one of their dependents to achieve that educational goal. As President and on behalf of the SFCU Board of Directors, I invite you to complete a scholarship application by April 30, 2014. Scholarship funds are available to attend Catawba Valley Community College. The SFCU funds for scholarship distribution up to $1,000. Applicants will be awarded scholarship funds based on the following:

• Potential for a successful college career
• A desire for academic excellence in his/her chosen field
• Display academic achievement and financial need

The applicant's grade point average (G.P.A.) must be a minimum of 2.75. I look forward to receiving your scholarship application.

Jerry Gaillard, President/CEO

Audio Response Service

828-568-1234 option 1
Call anytime, 24 hours per day, 7 days a week for current balances on any/all accounts.

To report a lost or stolen VISA Credit Card please call: 1-800-322-VISA
To report a lost or stolen VISA Check/Debit Card please call: 1-800-528-2273

Our check/ debit cards are verified by VISA.
You may visit and enroll in a free
"password protect" program for online shopping.


To report a lost or stolen VISA Credit Card please call: 1-800-322-VISA
To report a lost or stolen VISA Check/Debit Card please call: 1-800-528-2273

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